Ill-Health Retirement

An ill-health retirement assessment is a medical evaluation used to determine if an employee is permanently unable to perform their job duties due to a physical or mental health condition, making them eligible to draw their workplace pension benefits early.


This assessment is an evaluation of long-term medical incapacity. It serves as the formal evidence required by pension trustees to approve an “ill-health pension” or “medical retirement” payout before the individual reaches standard retirement age.


60 mins